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Key Vital Statistics
(As of February 2017)

Currency: US-dollar ('USD')

GDP: 19 trillion USD
GDP/Capita: 57,000 USD
GDP growth: 1 to 2 percent range
CPI Inflation: 2 percent
Unemployment Rate: 4.9 percent (official)
Economy: sluggish slow growth, advanced & diversified
Risk :  inflation & interest rate (debt)
Stock Market: currently in bull market 
Defense Budget: 600 billion USD
Population: 325 million 
Politics: President Trump (R), centre- right / populist in White House

Important Links

Central Bank:
U.S. Federal Reserve

Currency Analysis 'USD'
BI.C Currency Index

Information on
U.S. Dollarization

Open a bank account with a U.S. bank from anywhere on EARTH?

From the majority of countries, yes.

The United States of America is an economic and military superpower, a democracy that supports freedom and individual rights for its citizens coupled with free-market capitalism. America is a country that creates many brilliant entrepreneurs; it is also a nation that is providing this global leadership into the knowledge industries of the 21st century. It is this ideology of ‘entrepreneurialism’ that is the backbone of the U.S. economy that fosters innovation resulting in a strong economic environment which then provides wealth and soundness to the U.S. currency and banking system.

For the majority of the last 100 years, the United States has been at the forefront of the world stage with its consumer products, pop culture and military leadership. In short, the 20th century was America’s century. History has provided us with many examples of specific nations dominating certain time frames although quite often resulting in the eventual crash of the currency as the dominant nation falls from power. This happened during the Roman Empire as its own version of the modern day Euro currency for Europe at that time crashed in value. France in the 1700’s debased their currency, the ‘assignats’ which too collapsed in value. Both the United Kingdom and Germany over the last 200 years have had currency crashes as they fell from the climax of their global power.

Will the United States continue to dominate into the 21st century as the only economic and military superpower?  In our opinion, both China and India will also rise to be co-superpowers. A revitalized Russian economy and defense renewal will see the return of Russia.


Today, many countries use the US-dollar (‘USD’) as their currency (‘dollarization’) and/or as a reserve currency. The US-dollar is fiat money, that is, the market determines the value based upon the level of strength and confidence investors view the United States economy.  The US-dollar is no longer backed by gold.  A closer look at a US-dollar banknote reveals the words, “In God We Trust”, a simple slogan that expresses that value is determined by confidence. Once a nation for that matter loses its confidence, so goes down the economy and currency. But for the moment, the US-dollar will remain a hard currency that is widely popular in the world today.

The US-dollar is a World's Reserve Currency
A reserve currency is essentially a currency that is held in large quantities by financial institutions and various world governments as part of their foreign exchange reserves. In addition, a reserve currency is also widely used in international transactions for settlement. Today, the US-dollar accounts for just over 60 percent of the world's reserves followed by the Euro currency with around 20 percent.

No History of Hyperinflation
Relative Price Valuation Stability
Widely Accepted Worldwide
U.S. Banking System With Relative Stability
Deep U.S. Bond Market - Highly Liquid

Sound U.S. Banking System

America for the most part has been a very stable and sound banking system since the great depression of the 1930’s when a large percentage of the nation’s banks became insolvent. During the U.S. banking crisis of 2008-09, there were just over 100 U.S. bank failures. Another major banking crisis did occur in the 1980’s, the collapse of the Savings & Loan (S&L) institutions. The United States banking system is decentralized consisting of the majority of banking institutions being independent and small in size. The U.S. has literally thousands of individual banks and smaller Savings & Loan’s operating within the marketplace. The collapse of the U.S. banking system was for the most part backed up by the U.S. government although not in all cases. 

U.S. Bank Safeness

Banks in the United States are not the safest or most conservatively managed banks in the world today. Again, caveat emptor, some U.S. banks have to be researched closely with respect to precarious investments in vehicles such as hedge funds, derivatives and the quality of their loan portfolio. Depositors are somewhat protected with the existence of the government owned Federal Deposit Insurance Corporation (FDIC). FDIC insured deposits are backed by the full faith and credit of the United States. Depositor insurance is now upwards of 250,000 USD per account at each FDIC member bank.

American banks tend to be very highly leveraged with reserves that are extremely low compared to their obligations to depositors. With these cautions adhered to, outright large bank failures today in modern day America are still rare events as the market witnessed the U.S. government showing its commitment to back stopping big U.S. financial institutions as noticed in late 2008. It should also be noted that the U.S. Bank Secrecy Act requires a transaction report to be filed for any transaction over 10,000 US-dollars. 

The majority of U.S. banks do not allow for non-residents to open a bank account as they require customers to have a U.S. social security number.  Unlike Switzerland, only a handful of banks in the United States do offer multi-currency accounts. On the plus side, initial minimum deposits are quite low with U.S. banks. 

No economic system is perfect, and America has its vulnerabilities, with that said, the US-dollar will most likely remain as a popular currency going forward.

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Why Establish a U.S. Banking Relationship?

In our view, diversification into a relative stable banking system and sound currency. It should be noted, the US-dollar has had a consistent cycle pattern of price valuation 'cyclicality' since it was floated over 40 years ago during U.S. President Nixon's tenure. Taking advantage of this cyclicality plus higher interest rate exposure with U.S. banking system exposure has the potential to provide an individual or company with relative capital preservation and asset growth.


In you or your organization are interested in establishing a United States banking relationship, please send us an email here at to the following email address with a summary description of your request:


Each individual and/or business has their own specific banking requirements. Here at, we will be delighted to assist you with bank recommendations, bank introduction services and/or names/contact info of other financial intermediaries who can help to facilitate your request.

These services are fee determined and each situation will be quoted a ‘USD’ consulting fee based on the complexity of the request. Our firm is dedicated to pointing you to sound, reputable global banks and other financial institutions and/or other intermediaries, financial conduits.

Bank Accounts, Business Accounts, Online / Internet Accounts, Credit / Debit Cards, Credit Facilities, Annuities, Investments, Trusts, etc.

If you are interested in establishing a U.S. banking relationship, send us here at a summary description request at: 



DISCLAIMER: the information presented within this banking section is believed to be accurate and correct to the best of's 'BI.C' independent research abilities. is not liable for any out of date or not knowing inaccurate statements presented. BI.C recommends the Internet reader seek out other sources of offshore banking information to verify the text within this web site.